Friday, January 5, 2018

The Essential Guide to Saving MONEY EVERYDAY!

As state in my Resolutions/Goals I wrote I would like to find more ways to save money more, and this means for me saving money everywhere including buying day to day necessities such as gas, clothing, food, cosmetics to name a few.  I have broken down an outline on how I find ways to save at malls, warehouse, at the pump, and grocery stores.

First, let's talk about the mall, the mall for me needs a plan of attack.   What do I mean, by a plan-simply why am I going and what do you need at the mall.  I have to be clear on why I am visiting the mall, such as buying a present or purchasing a specific item.  Once I  figure out where you going to shop at the mall such as Macy's or The Children's Place, I need to research if there are and sales, coupons or deals.  I will do this by joining email list, twitter or Facebook page on the store I am visiting.   Also, I will call stores to see if they will take competitors coupons.  Finally at the store in the mall always I will look at the clearance sections for the items you are looking to purchase.

Now lets move on to decide how do I spend less at the Big Stores such as Meijer, Kroger, Kmart, Target, and Walmart.  I will swear to stay away from dollar bins unless there is a clearance sale, too never pay full price, and only shop when on sale and using coupons.   Finally, I never go into any these stores unless there is a sale on an item I want and I have coupon,  I will make it a rule.  This helps me to get out the impulsive buying and more focused I why I am there.

Next, lets talk about the gas stations, this place is so hard to squander any savings at but, I will try!  I do this by combining all my errands in one trip instead of going several times.  Also, I pump at reward stations where I earn points such as Speedway or Kroger's.  I usually get ten points for a gallon of gas pumped at Speedway and earn points just for shopping at Kroger's to lower my gas price at $0.10 a gallon.    Finally, I never pump when it is piping hot and only pump in the morning or late evening. 

Finally, I like to touch on big warehouses and how I can save.  I personally only buy maple syrup, coconut oil, sugar, fruit, meats such as rossetorire chicken, specialty cheeses, and some other essential.  I find everything else is overpriced and out of my budget and much cheaper at other stores.  Now when shopping at Sam's Club or Costco I always go with a list and remember they do not take manufacture coupons.

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